404 21st Street SE, Vero Beach, FL 32962
- $419,900
- 3
- BD
- 2
- BA
- 1,640
- SqFt
- List Price
- $419,900
- MLS#
- 1087444
- Status
- ACTIVE
- Type
- Single Family Residential
- County
- Indian River
- City
- Vero Beach
- Area
- Indian River
- Bedrooms
- 3
- Bathrooms
- 2
- Living Area
- 1,640
- Total Square Feet
- 16,117
- Acres
- 0.37
- Year Built
- 1973
- Days on Market
- 0
Property Description
RARE 2.75% ASSUMABLE FHA MORTGAGE! Qualified buyers have an incredible opportunity to assume this low-rate loan with a current monthly mortgage payment of approximately $2,150. Welcome to Vero Shores a peaceful, established community near the Indian River, adjacent to the natural beauty of Harmony Oaks Conservation Area, with NO mandatory HOA and the freedom to bring your BOAT, RV & TOYS! This solid CBS 3BR/2BA home offers 1,640 SF and sits on an EXTRA-LARGE .37-ACRE CORNER LOT over 16,000 SF and approximately 140x115! Two driveway access points, a double rolling gate and improved shell/coquina side parking make maneuvering and storing a boat, RV or trailer a breeze. A BRAND-NEW PAVER DRIVEWAY adds beautiful curb appeal. Inside, you'll find a BRAND-NEW guest bathroom renovation featuring tile flooring, new vanity and fixtures. Major improvements offer peace of mind, including a 2018 METAL ROOF, 2018 HVAC, 2022 WATER HEATER and COMPLETE REPLUMB in 2022. Impact-rated doors and garage door add another valuable upgrade. The laundry room has also been improved with an HVAC duct, bringing the space under air. The Florida lifestyle continues out back with an impressive 30x15 SCREENED & COVERED LANAI approximately 450 SF of additional outdoor living and entertaining space featuring a beautiful wood ceiling and commercial fan. The oversized backyard is fully fenced and includes a utility shed for additional storage. Location is another standout! Vero Shores offers a tucked-away residential feel surrounded by some of Vero Beach's natural beauty, with Harmony Oaks Conservation Area nearby, the Indian River just minutes away and easy access to boating, outdoor recreation, shopping, dining and Vero's beautiful beaches. BIG LOT. NO MANDATORY HOA. ROOM FOR THE TOYS. And a 2.75% assumable FHA mortgage opportunity that's nearly impossible to recreate in today's market. FHA loan assumption subject to lender approval and buyer qualification.
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Additional Information
- Style
- Ranch, Traditional
- Tax Year
- 2025
- Tax Amount
- $4,549
- Interior Features
- Ceiling Fan(s), Eat-in Kitchen, Pantry, Walk-In Closet(s), Primary Bathroom - Shower No Tub
- Exterior Features
- Impact Windows, Other
- Location Description
- Corner Lot
- Equipment And Appliances
- Dryer, Dishwasher, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
- Utilities
- Cable Available, Cable Connected, Electricity Connected, Sewer Connected, Water Connected
- Exterior Finish
- Block, Concrete, Brick
- Construction
- Block, Concrete, Brick
- Roof
- Metal
- Floor
- Tile
- Parking
- Additional Parking, Attached, Garage, Garage Door Opener, RV Access/Parking
- Garage Spaces
- 2
- Dwelling View
- Other
- Elementary School
- Other
- Middle School
- Other
- High School
- Other
Mortgage Calculator
Listing courtesy of Atlantic Key Realty group.